What is a business cash advance?

A business cash advance is a simple funding solution and an easy alternative to traditional bank loans. You could receive a cash advance of between £1,000 and £1,000,000, which can cater for all your business needs.

With a single cost agreed upfront, Card Saver can help you to invest in your business simply and seamlessly.

Providing the funding for your business

Only pay back when your customers pay you, with one fixed cost upfront of your customer debit and credit card transactions

Business Name*
First Name*
Last Name*
Phone / Mobile *
Email*

Quick funding

Receive funding from £1,000 – £1,000,000 within a few days

No fees

There’s no APR, late fees or penalty fees

Easy payback

Only pay back when your customers pay you, with a single cost agreed up front

Why choose a business cash advance?

To be eligible, all we ask is that you’ve been in business for over four months, and accept a minimum of £2,500 of card transactions a month.

Here are the other benefits:

Apply in minutes for £1,000 - £1,000,000 and get a decision in as little as 24 hours
You pay back only when you earn
Clear cost agreed on upfront (no APR)
No hidden fees, charges or costs
No monthly penalties as there is no such thing as a late payment
You can rest easy, knowing that we are supported by the UK Government

No restrictions

There are no restrictions on how you spend your funds

No deadline

Only pay back when your customers pay you, working perfectly in line with your cash flow

No hidden fees

There are no hidden fees, charges or costs, so there’s no need to worry

Intelligent pricing

Intelligent pricing that gives you a fair price based on your business

Supporting small businesses

Over £300M advanced to thousands of UK businesses

Approval rate

Over 70% approval rate

Referral Terms and Conditions

1. Our refer a friend offer is available to existing Card Saver customers who provide a successful referral to Card Saver of a new customer incorporated in the United Kingdom or Republic of Ireland who take services consisting of Card Saver acquiring, Card Saver terminals or Card Saver gateway (the “qualifying services”) and subject to the criteria, exclusions and limitations below. Each successful referral in accordance with these terms shall be entitled to £100 or £150 if referral is submitted before Valentine’s Day 2020 (14th February 2020).

2. This offer is only available until for an unlimited time however this can be amended or withdrawn at Card Saver’s discretion. 

3. The referrer must not be an employee or owner of the business being referred. 

4. The referred customer must be an entity that has never had a facility with Card Saver.

5. Card Saver’s standard account opening procedures will apply and your friend will need to be accepted as a new customer of Card Saver (which shall be at Card Saver’s sole discretion). Terms and conditions apply to all Card Saver services.

6. A successful referral is defined as a business live with Card Saver using the qualifying services and where direct debit payment authorities are in place for both the existing and referral customer.

7. If you pass the contact details of the referral to Card Saver, you are confirming that you have the referral customer’s permission to do so. You consent to us using your name and contact details to verify you as the referrer of your friend and in any communications we may have with your friend and to pass these details to any third parties.

8. Provided that the terms are complied with, Card Saver will contact you directly by email for the £150 payment to be sent to you.  We will endeavour to send this within 30 days of us being satisfied that the criteria herein for a successful referral have been met.  The £150 will be sent to the email address provided in your application form but will only be issued in the name of your business and not to an individual employed by your business.

9. This referral offer cannot be combined with any other promotional offer.

10. The issue of the money is conditional of the referral merchant retaining Card Saver services at the time of issue. If Card Saver is required to terminate services or does not accept the referral merchant’s application, no money will be issued.

11. Card Saver reserves the right to amend, suspend or withdraw the ‘Referral Road Scheme’ at any time for any reason. The offer is non-transferable and may be revoked at any time for any reason. The rules to the ‘Referral Road Scheme’ may be changed without notice and at the sole discretion of Card Saver.

12. Card Saver reserves the right to refuse a claim of the £150 if it has reasonable grounds to believe that there has been a breach of these terms and conditions, a misuse of our intellectual property rights including Card Saver trademarks and/or materials, any misrepresentation; abuse of the Referral Road promotion; or any illegal or criminal activity including fraud in connection with this offer. 

13. These terms shall be governed by and interpreted within the laws of England and Wales.